Meet our Mortgage Specialists

See us for the rates and terms you want and the added convenience of our free pre-qualifier service to help you through all the steps of applying for a mortgage. Our mortgage specialists are on hand to help you get started. You can visit any of our offices where evening and Saturday appointments are available. A mortgage specialist fluent in Portuguese is available at our main office at 246 Main Street, Milford.

Meet George DiGregorio! (Main Office - Milford, MA)

Well, it certainly is cold out folks, and most people are staying indoors, reading through the real estate listings and dreaming of Spring, but is now the right time to buy? Its a question I get a lot and its tough to answer since everyone has a different situation and different spending habits. Some people have viewed the current housing market and decided to sit tight and batten down the hatches until this storm passes. Others have decided to not see this as a storm at all. They instead view it as an opportunity to take advantage of the perfect mix of low rates, high inventory, tax incentives and low prices. The only way to know if its right for you is to go into this with your eyes open. Buying a house should be fun and exciting. The better educated you are going in, the more confident you will be in your decision making. The best way to do that is to speak to a knowledgeable professional before you start looking. Going through the pre-approval process lets you know what you can do and what you can get for your money. If you're not where you need to be right now, we help point you in the right direction to get there. Over the past 14 years I have helped thousands of people with their financing and one of the most important things I have learned is that everyone spends their money differently so every scenario is unique. To learn more about the home buying process I will be holding monthly classes as well as always being available to do one on one meetings. There is never any obligation or cost. Therefore, why not e-mail or call me at 800-478-6990, ext 273 or my direct local line 508-381-5273

Meet Karen Beane! (Whitinsville, MA Office)

Stop in the Whitinsville Office and warm up next to our fireplace. I have over 20 years experience in the mortgage industry and I am confident that I can help you purchase or refinance your home. With rates low, prices even lower and a 1st time homebuyer's credit available through the end of April, this has created a perfect storm time to buy. Most of my business comes from satisfied customers and I look forward to making you one as well! If you are using your own fireplace and don't want to brave the cold and storm why not apply online at www.milfordfederal.com or email me at Karen.Beane@milfordfederal.com to set up an appointment for me to come to your home or business. You can also reach me the old fashioned way by phone at 508-234-8256.

Meet Sandy Oliver! (Woonsocket, RI Office)	It is slippery and cold outside! Why not slide into MFSLA and warm up , let me help you reach your goal of home ownership. Hurry! If you are a 1st time home buyer, you still have time to get the $8000 tax credit. 2nd time home buyers do not feel left out in the cold, we have a program for you too. We finance vacation homes and investment properties. We also do refinancing for cash out and rate and term. Relax in my warm office and let me educate and guide you through a smooth and stress free process. You can also apply from the comfort of your home by e mail, phone call or on line at www.milfordfederal.com. We offer low down payment financing, a great construction loan program with only one closing and other fixed or adjustable mortgage options. Week end appointments available. Please call me at 1-800-678-4779 x 12 or email me with any questions. Also, watch for our ads on the last Tuesday of every month regarding our educational classes! Mortgage Origination Manager Milford Federal Savings & Loan 1950 Diamond Hill Rd Woonsocket R I 02895 (401-765-2900 x 12) Direct (Fax 401-766-3170) Cell# 774-573-4695 Sandy.Oliver@milfordfederal.com