Are you looking for a product that can translate your retirement savings into retirement income?

If you are, then an immediate annuity may be right for you.

Immediate annuities are contracts between an individual and an insurance company. With an immediate annuity, you exchange a lump-sum of money for a guaranteed income stream. The insurance company takes ownership of your money, and agrees to pay you a set amount of income, for a pre-determined amount of time. That may vary from:

• Five Years
• Ten Years
• Income for Life

Upon exchanging your money, the insurance company will begin paying you income almost immediately.

To learn more about immediate annuities and how they may help you reach your long-term financial goals, contact Jerry Clark, Financial Consultant, at (800) 478-6990, ext. 212 or via email at gerald.clark@lpl.com.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance Products
offered through Private Ledger Insurance Services of Massachusetts, Inc., & its affiliates.

NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE NOT A DEPOSIT • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

The LPL Financial registered representatives associated with this site may only
discuss and/or transact securities business with residents in the following states:
Massachusetts, Rhode Island and Connecticut.