Looking for an investment that provides diversification?

Then, consider a mutual fund. When you purchase shares of a mutual fund, your dollars are invested in a large number of companies all at once, and your investment risk is spread out over many stocks and companies, not just one.

Mutual funds pool money from a range of small investors, to invest in the market. When you invest in a mutual fund, not only do you get diversification,* but also you benefit from the expertise of professional money managers. Each fund has one or more managers, who are trained in money management, and review the fund’s performance and make up on an ongoing basis.

Mutual funds appeal to many investors because of their liquidity: they are readily available and easy to sell. With mutual funds you can cash in your shares, in all or in part, at any time for the current market value. In this way, you always know that you can get access to your funds should it become necessary. **

Mutual funds offer the opportunity for growth, but also involve certain risks. Over the years, many funds have been proven to perform consistently better than investments made by individuals who may not have the benefit of professional money management, diversification and liquidity***. Therefore, mutual funds are suitable for investing for future needs, like retirement.

To learn more about mutual funds and how they may help you reach your long-term financial goals, contact Jerry Clark, Financial Consultant, at (800) 478-6990, ext. 212 or via email at gerald.clark@lpl.com.

For more complete information about mutual fund shares, including charges, expenses, investment objectives and operating policies, and risks please obtain a prospectus from our Financial Consultant. Please read the prospectus carefully before investing or sending money. Investors should carefully consider the investment objectives, risks, charges and expenses before investing and that the prospectus contains this and other information about the investment company.

* While diversification is an important risk management tool, it cannot guarantee protection against losses.

** Returns and principal value may fluctuate, resulting in a gain or loss on sale. Proceeds on sales may be less than your original cost. Sales charges may apply.

*** Past performance is no guarantee of future results.