Checking

All Milford Federal checking accounts include:
Re-Order Checks Compare Accounts     Overdraft Protection Service

EZ Checking featuring GenGold®

A member benefits checking account that will help you live better for less. Save money
with discounts  on travel, entertainment, dining and much more! 

  • Unlimited checking and no per check charges
  • Free first order of 200 personalized checks
  • Free line of credit (subject to approval)
  • Interest bearing
  • Bonus CD rate2

 EZ Checking Plus featuring GenGold®

 Gives you all the benefits of EZ Checking…Plus  

  • No minimum balance required
  • Free unlimited personalized checks
  • Free money orders, traveler’s and cashier’s checks
  • Discounted American Express products
  • Reduced consumer loan rates and mortgage closing cost credit with automatic debit from this account
  • Cash Back Rewards

For a complete description of member benefits go to www.GenGold.com 

 EZ Checking Free

A totally free account. If you want free checking without the extras, this is the account for you. 

  • Free first order of checks
  • No monthly service fee
  • No minimum balance required

 N.O.W. Checking

Free to customers under age 19 and over the age of 62. 

  • Interest bearing
  • monthly service fee waived for any one of the following:
    • Customers under the age of 19 or over the age of 62
    • A minimum balance of $600 is kept in the account
    • Direct deposit of Social Security, pension or periodic payroll
    • Automatic payment of a first mortgage with Milford Federal

  Small Business Checking

An easy and convenient account for any business owner. 
1 Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is part of the SUM Network. Just look for the ATMs with the SUM logo and you won’t pay a surcharge. 2Receive bonus CD rates when you have EZ Checking or EZ Checking Plus with $10,000 on deposit at Milford Federal.