EZ Checking Free	EZ Checking featuring GenGold	EZ Checking Plus featuring GenGold	N.O.W. Checking	Small Business Checking
Monthly Service Charge	None	$10	$5 Monthly membership fee	$101 Free for customers under age 19 & over age 62	None
Minimum Balance Required to Waive Service Charge	None	$100	None	$600 No minimum balance under age 19 & over age 62	None
Interest Bearing	No	Yes	Yes	Yes	No
Check Writing Fees	None	None	None	None	First 50 checks per statement cycle Free $.35 each in excess
Free MasterMoney Card
Free Unlimited ATM Transactions2
Free Internet & Phone Banking
Free Online Bill Pay
Free First Order of Checks				Free checks for customers under age 19 & over age 62
Other Benefits		Bonus CD rates3  Click here for a complete description of GenGold benefits	Bonus CD rates3 Click here for a complete description of GenGold benefits

¹Waived for Direct Deposit of Social Security, pension, and periodic payroll, and for automatic payment of Milford Federal first mortgage. Must be total payment amount.

²Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is part of the SUM network. Just look for the ATMs with the SUM logo and you won’t pay a surcharge!

³Receive bonus CD rates when you have EZ Checking or EZ Checking Plus with $10,000 on deposit at Milford Federal.