EZ Choice Checking

Whether you’re writing checks, swiping your debit card, and/or paying bills online, Milford Federal has checking choices for you.

Your EZ Choices


Free Checking Checking Plus w/GenGold  Interest Checking1 Student Checking3  
  A simple checking account with no monthly fees Enjoy maximum rewards and a large list of benefits  A checking account that pays you interest1 & rebate ATM fees A checking account to get you started
Free Online Banking, Bill Pay,  Mobile Banking, & eStatements
Free MasterMoney ™ Debit Card
Free 24 hour Telephone Banking
Free Standard Checks First set of check free
ATM Surcharges2 Free at any SUM2 Network Free at any SUM2 Network Up to $20 in monthly ATM Surcharge refunded Free at any SUM2 Network
Interest on Checking  Balance      
Monthly Maintenance Fee   $5 monthly fee include GenGold benefits $1,500 minimum balance to waive $15 monthly fee  
    1. EZ Interest Checking is a variable tiered rate checking product and subject to change at any time. An Annual Percentage Yield (APY) of 0.50% will be paid on the balance up to the first $9,999.99, and 0.10% on balances greater than $9,999.99. Minimum opening balance of $0.01. Annual Percentage Yield (APY) is current as of 5/21/2020. Fees could reduce earnings. Additional terms and conditions may apply.
    2. Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is part of the SUM® Network. Just look for ATMs with the SUM® logo and you won’t pay a surcharge!  To find the SUM® location nearest you, log on to: MilfordFederal.com Select “ATM Locations” and click on the SUM® logo.
    3. Milford Federal Money Market Accounts are tiered based on your available balance. See banker details or Milfordfederal.com.

Note: Proper disclosures will be given at account opening.