Your EZ Choices

Account Features

EZ Free Checking

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EZ Checking Plus

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EZ Interest Checking1

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Student Checking3

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Free Online Banking, Bill Pay & Mobile Banking x x x x
Free eStatements x x x x
Unlimited Check Writing x x x x
Debit MasterCard x x x x
Earns Interest x x
Eligible for preferred CD rates4 x
ATM Surcharges2 Free at any SUM2 Network Free at any SUM2 Network Up to $20 in monthly ATM surcharges refunded Free at any SUM2 Network
Monthly Maintenance Fee $5 monthly fee includes GenGold benefits $1,500 minimum balance to waive $15 monthly fee
EZ Interest Checking is a variable tiered rate checking product and subject to change at any time. An Annual Percentage Yield (APY) of 0.05% will be paid on the balance up to the first $9,999.99, and 0.05% on balances greater than $9,999.99. Minimum opening balance of $0.01. Annual Percentage Yield (APY) is current as of 4/1/2022. Fees could reduce earnings. Additional terms and conditions may apply. 2Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is a SUM program member. Look for the SUM ® logo on participating ATMs to access your money without a surcharge. 3A valid student ID card is required. 4EZ Checking Plus customers will earn an additional preferred rate of 0.05% on all certificates of deposit with a combined balance of $10,000 at Milford Federal Bank. Official disclosures provided at account opening.