Employment Opportunities

Milford Federal Savings and Loan Association is a strong community bank with branches in Milford, MA, Whitinsville, MA and Woonsocket, RI. We provide a variety of savings and lending products with a solid commitment to our customers. Milford Federal Savings and Loan Association is an equal opportunity and affirmative action employer  F/M/D/V. We provide a comprehensive benefit package including health, dental, life insurance and 401K match.  Qualified candidates may submit resume and cover letter to hr@milfordfederal.com.  No unsolicited resumes, email or calls from search firms will be accepted.

The following positions are available:


Branch Manager – Whitinsville

Functions:

The Branch Manager directs all retail banking operations of the branch including the supervision and operational support of branch staff; provides service to customers for their retail banking needs as well as developing new business in assigned market area.  Position will escalate issues as appropriate to the AVP Branch Administration Officer.  The Branch Manager ensures all compliance obligations are met.  Thorough knowledge of teller and customer service operations is required along with strong sales skills; computer knowledge of Windows and Office, which includes Word and Excel.  Successful candidate must possess exceptional administrative and organizational skills, supervisory and interpersonal skills as well as the ability to relate to and interact with people at all economic, social and educational levels.  3-5 years’ experience with Association or other organizations in related responsibilities.  3-5 years management experience preferred.


Senior Mortgage Processor

Full time position located at the Main Office in Milford, MA.

Perform a variety of duties to originate and process mortgage and consumer loan applications.  Interview applicants for first mortgage and consumer loans. Processes First Mortgage and Consumer Loan Applications, prepare application files for underwriting, report file to closing attorney and perform pre-closing reviews. Input applications into mortgage software system and run through automated underwriting system as required. Orders credit reports, appraisals, plot plans, Flood Certificates and verifies employment.  Lock rates for customers. Supervise Consumer Loan Closings, explaining all documents and witnessing signatures as required. Respond to customer, attorney and real estate broker inquiries.

Position requires computer and software knowledge, ability to handle multiple tasks simultaneously, communication, customer service and organizational skills. 2 – 4 years mortgage loan processing experience. Must be capable of being NMLS certified

 


Outside Mortgage Originator (Metrowest, MA territory)

We seek experienced professionals with proven track records of 3+ years mortgage loan sales success to cover assigned territories. Positions require knowledge of the origination process, secondary market guidelines, and the skills necessary to develop and originate new loan business for our Bank. This position includes base salary and commission.


Loan Servicing Specialist

This is a full time position located at the Main Office in Milford, MA. Perform a variety of duties to service new and existing loans both performing and non-performing.

Responsibilities:

Call delinquent customers to work out a plan of repayment. Monitor payment plans; process incoming payments. Review periodic reports listing delinquent status of all types of loan accounts.  Prepare and send routine late payment notices and letters recommending appropriate action.  

Assist in updating lists for preparation of monthly and quarterly reports to Board.  Report payment status of all delinquent loans to investors/MGIC.  

File correspondence, letters and copies of payments. Verify or correct any delinquent accounts as requested by a credit reporting agency or credit bureau.  

Assist in the set-up of new loan files and monitoring of required insurance policies.

Knowledge/Skills/Experience Requirements:

High School Diploma required. Some college preferred. Good verbal and written communication skills. Requires excellent math and English skills. Basic knowledge of computers, especially Windows, Excel and Word. Excellent telephone skills. 1-2 years of experience in a similar position required.


Part Time Teller- Entry Level. Training will be provided.

Provide efficient, effective and courteous customer service. Perform a variety of transactions including processing deposits, withdrawals, loan payments, cashing checks, selling money order and cashier’s checks, etc. Maintain knowledge of current Bank products and services. Identity cross sales opportunities and make referrals as appropriate. Ensure accuracy and efficiency of transactions. Prove cash drawer at the end of shift. Position requires a high school diploma or equivalent. Computer, customer service, communication and organization skills. Hours vary but must be available to work Thursdays and Fridays from 12 noon to 6 pm and Saturdays 8 am to approximately 12 noon. Ability to work at any of our branches.

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