It’s never too early to teach children about the importance of saving money, and the Smart STARt Savings account is a great way to start. Upon opening a Smart STARt Savings account, children receive a passbook which allows them to track their deposits, a star piggy bank, and an educational coloring and activity book to teach them more about banking. Make 5 deposits, and earn an extra $5 for your account!*
Visit our Kids Corner for additional activities you can do with your child to teach them more about banking and saving money.


Account is available to children 12 years of age or younger. Rate may change after account is opened. $10 deposit required to open account and earn APY. 0.05% Interest Rate and 0.05% Annual Percentage Yield (APY). Rate accurate as of 1/30/2024. *Available to children who open a new Smart Start savings account and complete five deposits within one year of opening. A one-time bonus of $5 will be deposited into account upon completion of fifth deposit.  One bonus per customer.  Note: Proper disclosures will be given at account opening.