Effective October 1, 2021

Personal Checking Accounts

Monthly Fee

IRA Plan Fees

Fee
EZ Free Checking$0Annual Service Charge$10
EZ Interest Checking
Waived with a $1,500 minimum balance
$15Plan Termination$25
EZ Checking Plus$5Outgoing Account Transfer$25
EZ Student Checking$0

Personal Savings Accounts

Monthly Fee

Online Services

Fee
Passbook Savings$0Online Banking$0
Statement Savings$0Mobile App Banking$0
Money Market Passbook
Waived with a $2,500 minimum balance
$10
EZ Choice SavingsA
Waived with a $2,500 minimum balance
$15

Safety Deposit Box - Annual Rental

Annual Fee

Account Service Fees

Fee2" x 5"$45
Abandoned Property / Escheatment$503" x 5"$50
Dormant / Inactive Account F$55" x 5"$65
Insufficient Funds - Item ReturnedE$333" x 10"$75
Insufficient Funds - Item Paid (OOPS)E$335" x 10"$100
International Collection$2510" x 10"$150
Levy / Garnishment Processing$50
Overdraft Protection$8

Safety Deposit Box - Service Charge

Fee
Returned Deposit Item- Per Item$10Late Payment$6
Statement / Item Copy$6Lost Key Replacement$20
Stop PaymentB$30DrillingVaries
TIN Correction$50
Wire Transfer- Incoming$10

Miscellaneous Service Fees

Fee
Wire Transfer - Outgoing$25Account Research / Reconciliation (hourly)$25

Official Item Fees

FeeCoin Machine - Customer$0
Bank CheckB,C$5Coin Machine - Noncustomer4%
Money OrderB,D$3Notary Services -Customer$0
Stop PaymentB$30Notary Services - Noncustomer$1.25

Debit Cards G

FeeReturned/ Undeliverable Mail$2
ATM/Debit Card Replacement - Standard$10
ATM/Debit Card Replacement - Expedited$40

All fees are for each occurrence unless noted otherwise
A – Requires EZ Interest Checking
B – Waived with EZ Checking Plus
C – First daily item free with any personal account
D – Customers aged 62 and older, first daily item free then $0.50
E – Each time an item is re-presented, we make a new decision whether to pay or return the item and we may charge you an insufficient funds fee at that time
F – Dormant fee assessed monthly on your account following 24 months of inactivity
G- MasterCard, our Debit Card provider, will charge an International Transaction fee for any transaction originating outside the United States. The fee is set by MasterCard and is based on a percentage of the transaction.

*Fee waivers available based on customer relationship. See bank representative for additional details.