Effective March 18, 2024

Business Checking Accounts

Monthly Service Charge

Business Debit Cards G

Fee

Community Champion Checking
First 100 Transactions no charge A,C
$0Reissued Card$10
Business Checking
First 250 Transactions no charge A,C
$0Reissued Card- Expedited Shipment$40
Convenience Business CheckingB
Monthly fee waived with $15,000 combined balances. First 500 Transactions no charge A,C
$20

Business Online Services

Fee

Business Savings Accounts


Monthly Service Charge

Business Online Banking$0
Business Savings
Fee waived with $500 minimum balance
$10Business Mobile Banking$0
Business Money Market
Fee waived with $10,000 minimum balance
$10

Account Service Fees

Fee

Cash Management Services


Abandoned Property/ Escheatment$50
Escrow Management Checking
Monthly Fee waived with eStatements
$10Dormant / Inactive Account D$5
Commercial Account Analysis
Transaction Fees
Deposits $.85
Per Item Deposited $.10
Checks Paid $.20
ACH Credits/Debits $.25
Some Fees offset by Interest Earnings Credit.
$18Insufficient Funds - Item ReturnedE$33
Insufficient Funds - Item Paid (OOPS)E$33

ACH Origination

Fee

International Check Collection$25
Monthly Maintenance Fee$30Levy and Garnishment Processing$50
ACH EDI Detail Notification$25Overdraft Protection from Savings / MMK$8
ACH Files$1Money Order$3
ACH Originated Items- Credit$.25Duplicate Statement or Item Copy$6
ACH Originated Items- Debit$.25Stop Payment
(per check)
$30
ACH Returned Items$10TIN Correction$50
Wire Transfer- Incoming$10

Remote Deposit Capture

Fee

Wire Transfer - Outgoing$25
Monthly Maintenance Fee$50Bank Cashier Check$5
1st Check Scanner
Additional scanners provided for a monthly rental charge of $15 ea.
$0
RDC (per item)$.10
RDC (per deposit)$.60

Miscellaneous Service Fees

Fee

Account Research / Reconciliation (hourly)$25
Coin Machine - Customer$0
Coin Machine - Noncustomer4%
Notary Services -Customer$0
Notary Services - Noncustomer$1.25
Returned/ Undeliverable Mail$2

All fees are for each occurrence unless noted otherwise
A – Transactions are deposit slips, deposited items, checks paid, and ACH Debits/Credits
B – Combined balances based on same Tax ID. This includes Deposit accounts and outstanding commercial loan balances excluding commercial real estate loans
C – Fee of $.35 per each item over statement cycle allowance
D – Dormant fee assessed monthly on your account following 24 months of inactivity
E – Each time an item created by a check, in-person withdrawal, ATM withdrawal or other electronic means is re-presented, we make a new decision whether to pay or return the item and we may charge you an insufficient funds fee at that time
F – ACH Transactions include Direct Deposits, Automatic withdrawals, internet or telephone transfers, and ATM/Debit Card Activity
G- MasterCard, our Debit Card provider, will charge an International Transaction fee for any transaction originating outside the United States. The fee is set by MasterCard and is based on a percentage of the transaction