Effective October 1, 2021

Business Checking Accounts

Monthly Fee


Community Champion Checking
First 100 Transactions no charge A,C
$0Deposits $.85
Business Checking
First 250 Transactions no charge A,C
$0Per Item Deposited$.10
Convenience Business CheckingB
Monthly fee waived with $15,000 combined balances. First 500 Transactions no charge A,C
$20Checks Paid$.20
Commercial Checking
Fees offset by Interest Earnings Credit
$18ACH Credits/Debits$.25

Business Savings Accounts

Monthly Fee
Business Savings
Fee waived with $500 minimum balance

ACH Origination

Business Money Market
Fee waived with $10,000 minimum balance
$10Monthly Maintenance Fee$30

Business Online Services

ACH EDI Detail Notification$25
Business Online Banking$0ACH Files$1
Business Mobile Banking$0ACH Originated Items- Credit$.25

Account Service Fees

ACH Originated Items- Debit$.25
Abandoned Property/ Escheatment$50ACH Returned Items$10
Dormant / Inactive Account D$5
Insufficient Funds - Item ReturnedE$33

Remote Deposit Capture

Insufficient Funds - Item Paid (OOPS)E$33Monthly Maintenance Fee$50
International Check Collection$251st Check Scanner
Additional scanners provided for a monthly rental charge of $15 ea.
Levy and Garnishment Processing$50RDC (per item)$.10
Overdraft Protection from Savings / MMK$8RDC (per deposit)$.60
Returned Deposit Item$10
Duplicate Statement or Item Copy$6

Miscellaneous Service Fees

Stop Payment (per check)$30Account Research / Reconciliation (hourly)$25
TIN Correction$50Coin Machine - Customer$0
Wire Transfer- Incoming$10Coin Machine - Noncustomer4%
Wire Transfer - Outgoing$25Notary Services -Customer$0
Bank Cashier Check$5Notary Services - Noncustomer$1.25
Money Order$3Returned/ Undeliverable Mail$2

Business Debit Cards

Reissued Card$10
Reissued Card- Expedited Shipment$40

All fees are for each occurrence unless noted otherwise
A – Transactions are deposit slips, deposited items, checks paid, and ACH Debits/Credits
B – Combined balances based on same Tax ID. This includes Deposit accounts and outstanding commercial loan balances excluding commercial real estate loans
C – Fee of $.35 per each item over statement cycle allowance
D – Dormant fee assessed monthly on your account following 24 months of inactivity
E – Each time an item is re-presented, we make a new decision whether to pay or return the item and we may charge you an insufficient funds fee at that time