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EZ Checking featuring GenGold®

A member benefits checking account that will help you live better for less. Save money with discounts on travel, entertainment, dining and much more! For a complete description of member benefits go to
  • Unlimited checking and no per check charges
  • Free first order of 120 personalized checks
  • Free line of credit (subject to approval)
  • Interest bearing
  • Bonus CD rate1

EZ Checking Plus featuring GenGold®

Gives you all the benefits of EZ Checking…Plus
  • No minimum balance required
  • Free unlimited personalized checks
  • Free money orders & cashier’s checks
  • Free 2 x 5 safe deposit box for one year
  • Reduced consumer loan rates and mortgage closing cost credit with automatic debit from this account

EZ Checking Free

A totally free account. If you want free checking without the extras, this is the account for you. No check writing fees and free unlimited ATM transactions using the SUM Network.2
  • Free MasterMoney card
  • Free internet & phone banking
  • Free online bill pay
  • Free first order of checks
  • Free mobile banking

N.O.W. Checking

Free to customers under age 19 and over the age of 62.
  • Free checks for customers under 19 and over 62
  • Interest bearing

Monthly service fee of $10 waived for any one of the following:

  • A minimum balance of $600 is kept in the account
  • Direct deposit of Social Security, pension or periodic payroll
  • Automatic payment of a first mortgage with Milford Federal

Small Business Checking

An easy and convenient account for any business, no matter how small.
  • No minimum balance required
  • No monthly service charge
  • 200 free transactions per statement cycle
  • Free MasterMoney Business Card

Choice Business Checking

  • $2,500 minimum balance required to waive monthly service charge
  • 500 free transactions per statement cycle 3
  • Free MasterMoney Business Card

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Important Information About Procedures for Opening a New Account  

1Receive bonus CD rates when you have EZ Checking or EZ Checking Plus with $10,000 on deposit at Milford Federal. 2Although Milford Federal offers free unlimited ATM transactions, other institutions may impose a surcharge for using their ATMs. Milford Federal is part of the SUM Network. Just look for the ATMs with the SUM logo and you won’t pay a surcharge. 3Transactions include debits, and scheduled transfers.

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