Term Deposit Certificates

36 Month Education CD

36 Month Home Buyer CD

We are pleased to offer several
different certificate terms ranging
from 3 months to 5 years designed to
fit your individual needs. Our
interest rates are set at competitive
market levels. EZ Checking and
EZ Checking featuring GenGold
customers who maintain a combined
deposit balance of $10,000 or more
will be offered a CD bonus of 5
basis points. Special rate CD's excluded.
With an Education CD at Milford
Federal, your savings for tuition,
books, room and board, or other
related expenses earn a high,
guaranteed rate. With just $500
to start, you can save faster than
ever and help pay for education costs.
This account allows you to make
contributions when the time is right
for you, as often as you like, with the
freedom to make payments to the
school of your choice.
Now, with just $500 to start, you can
save for the home of your dreams
faster than ever. With a Home Buyer's
CD, exclusively at Milford Federal,
your savings for a down payment
will earn a high guaranteed rate.
This account allows you to make
minimum deposits of $25 at any time.
Other features include no penalties
for early withdrawal if buying a home,
and a $150 closing cost credit for
mortgages processed through Milford Federal.