Deposit Rates


Yield is accurate as of 06/28/2017
Savings Accounts*
DescriptionMinimum to Open
& Earn APY
Interest RateAnnual
Yield (APY)
Regular Passbook$50.10%.10%
Statement Savings$50
Minimum to avoid monthly service charge $100


Money Market Accounts*

Minimum to open $50.
Minimum to avoid monthly service charge $2,500.00.
Interest RateAnnual
Yield (APY)
Balance to Earn Stated APY
$50 - $2,499.99
with monthly service fee of $10
$2,500 - $9,999.99.10%.10%
$10,000 - $24,999.99.15%.15%
$25,000 - $49,999.99.20%.20%
$50,000 - $74,999.99.25%.25%
$75,000 - Plus.30%.30%
Certificates of Deposit**
Balance to Earn Stated APYMinimum to Open
& Earn APY
Interest RateAnnual Percentage
Rate (APY)
3 Month Certificate$1,000.15%.15%
6 Month Certificate$1,000.30%.30%
9 Month Certificate$1,000.30%.30%
11 Month Certificate Special$1,000.60%.60%
1 Year Certificate$1,000.30%.30%
1-1/2 Year Certificate
2 Year Certificate$1,0001.00%1.00%
2-1/2 Year Certificate$1,0001.00%1.00%
3 Year Certificate$1,0001.24%1.25%
3 Year Certificate
Home Buyers CD
3 Year Certificate
Education CD
4 Year Certificate
5 Year Certificate
1-1/2 Year IRA*$25.30%.30%

EZ Checking/EZ Checking Plus customers receive 5 basis points bonus with $10,000 on deposit
at Milford  Federal. “Special Rate” CD excluded. 


Subject to change without notice; deposits accepted from residents of Massachusetts, Rhode Island
and Windham County Connecticut only.

*Rate may change after account is opened. Fees may reduce earnings on account.

**Fees may reduce earnings on account. Penalty for early withdrawal.

Interest is compounded daily.

All CD types are available for IRA accounts.

For more information, or to speak with a customer service representative, please call
508-634-2500 or 800-478-6990.



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