Consumer Loan Rates
Rates subject to change without notice. All loans are subject to credit and underwriting approval.
Home Equity Loans Combination of first mortgage with equity loan may not exceed $500,000 to qualify for rates below, the maximum LTV is 80%. Maximum loan amount is $300,000. No application or processing or membership fees. Rate reduced 1/4% on all equity loans with automatic loan payment from MFB deposit account. Available only for owner occupied 1-2 family residence. (Registry recording fees will apply.) Learn more
| Annual Percentage Rate | Max. Term | Payment per $1,000 |
|---|---|---|
| 3.375% | 60 months | $18.14 |
| 4.24% | 120 months | $10.24 |
| 4.50% | 180 months | $7.65 |
| 4.99% | 240 months | $6.60 |
Home Equity Line of Credit Rate equals Prime minus 0.50% for life of loan with no minimum rate. Maximum 18%. (Rate subject to change after origination) Combination of first mortgage with equity line may not exceed $500,000 to qualify for rates above, maximum loan amount is $300,000, the maximum LTV is 80%. No application or membership fees. No Available only for owner occupied 1-2 family primary residence. (Registry recording fees will apply) Learn more
Home Improvement Loans Fixed rate home improvement loans. Secured 1 family, maximum loan $50,000, maximum term 20 years. Secured 2-4 family, maximum loan $50,000, maximum term 15 years. Rate reduced 1/4% on all home improvement loans with automatic loan payment from MFS&LA deposit account. Learn more
| Annual Percentage Rate | Max. Term | Payment per $1,000 |
|---|---|---|
| 5.24% | 240 months | $6.73 |
Motor Vehicle Loans Fixed rates shown below. Annual adjustable rate loans available at 1/2% below. Rate for adjustable motor vehicle loan may increase after first year. Rates reduced 1/4% on all motor vehicle loans with automatic loan payment from MFB deposit account. Learn more
| Description | Year | Annual Percentage Rate | Max. Term | Payment per $1,000 |
|---|---|---|---|---|
| New Vehicle* | 2018/2017 | 2.99% | 60 months | $17.96 |
| 3.74% | 72 months | $15.53 | ||
| Used Vehicle* | 2017 | 4.50% | 60 months | $18.64 |
| 2016 | 4.50% | 54 months | $20.49 | |
| 2015 | 4.50% | 48 months | $22.80 | |
| 2014 | 4.50% | 42 months | $25.78 | |
| 2013 | 4.50% | 36 months | $29.75 | |
| 2012/2011 | 4.50% | 24 months | $43.65 |
Personal Loans Adjustable rate loan shown. Rate for adjustable personal loans may increase after first year. Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account. Learn more
| Description | Annual Percentage Rate | Amount | Max. Term | Payment per $1,000 |
|---|---|---|---|---|
| Unsecured Personal Loan | 12.00% | up to $5,000 | 36 | $33.21 |
| 12.00% | up to $15,000 | 60 | $22.24 |
