Consumer Loan Rates
Effective as of 4/1/2025
Rates subject to change without notice. All loans are subject to credit and underwriting approval.
Home Equity Loans | ||
| The maximum LTV is 80%. Maximum loan amount is $300,000. Rate reduced 1/4% on all equity loans with automatic loan payment from MFB deposit account. Available for owner occupied 1-2 family residence. (Title and Registry recording fees will apply.) | ||
| The maximum LTV is 80%. Maximum loan amount is $300,000. Rate reduced 1/4% on all equity loans with automatic loan payment from MFB deposit account. Available for owner occupied 1-2 family residence. (Title and Registry recording fees will apply.) | Annual Percentage Rate | Payment per $1,000 |
| 60 months | 6.50% | $19.57 |
| 120 months | 6.75% | $11.49 |
| 180 months | 7.125% | $ 9.06 |
| 240 months | 7.375% | $ 7.98 |
Home Equity Line of Credit
HELOC Special 1.99% APR introductory rate for 3 months. After the introductory period, pay prime rate minus 0.50% for the life of the loan.
Rate equals Prime minus 0.50% for life of loan. Minimum rate is 4% APR. Maximum rate is 18% APR (Rate subject to change after origination). The maximum LTV is 80%. Available for owner occupied 1-2 family primary residence. (Title and Registry recording fees will apply.)
Home Improvement Loans | ||
| Fixed rate home improvement loans. Secured 1 family, maximum loan $150,000, maximum term 20 years. Secured 2-4 family, maximum loan $150,000, maximum term 15 years. Rate reduced 1/4% on all home improvement loans with automatic loan payment from MFB deposit account. | ||
Max. Term | Annual Percentage Rate | Payment per $1,000 |
| 240 months | 7.50% | $8.01 |
Personal Loans | ||||
| Fixed rates shown. Rate reduced 1/4% on all personal loans with automatic loan payment from MFB deposit account. | ||||
Unsecured Personal Loan | Max. Term | Amount | Annual | Payment |
| 60 months | up to $10,000 | 14.00% | $34.18 | |
| 60 months | up to $15,000 | 14.00% | $23.27 | |
